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    • Home
    • CoreCD
    • Personalize CDs
    • CD Benchmark
    • About
      • About
      • Contact
      • Media Kit
      • Book Us to Speak
    • Resources
      • Client Login
      • Guidance
      • Market Resources
      • Analytics
      • Articles and Publications
      • Webinars and Podcasts
      • Financial Wellness
    • Nextgen Withdrawal
  • Home
  • CoreCD
  • Personalize CDs
  • CD Benchmark
  • About
    • About
    • Contact
    • Media Kit
    • Book Us to Speak
  • Resources
    • Client Login
    • Guidance
    • Market Resources
    • Analytics
    • Articles and Publications
    • Webinars and Podcasts
    • Financial Wellness
  • Nextgen Withdrawal

Same CDs, More Personalization

Consumers and businesses customize everything from air travel to sneakers. Why not CDs? 

Why Prioritize This?

As Seen On

Ready to Offer CD Personalization?

Consumers want the ability to upgrade, downgrade, pause, or tailor services instantly based on changing needs, according to research from PYMNTS. 


They want the same in for their banking. That's why institutions have quietly begun to offer greater personalization of deposit products over the past 15 years. 


Starting with practical enhancements such as expanded deposit insurance, banks and credit unions now offer additional customization features that save significant sums in interest expense.  


The CorePoint provides institutions with the processes, training, and technology to personalize CDs within their chosen strategy. 



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Flexible Withdrawal Benefits

Enhance Withdrawal

Attract More High- Balance Savers

Enhance Withdrawal

Allow early withdrawal for depositors through a simple

method tied to replacement cost.

Expand CDs’ Appeal

Attract More High- Balance Savers

Enhance Withdrawal

Change CDs' locked-in-to-

maturity stigma and create more demand from long-term savers. 

Attract More High- Balance Savers

Attract More High- Balance Savers

Attract More High- Balance Savers

 Provide institutions with a CD that competes for high-balance savers who often prefer U.S. Treasuries, Money Market Mutual Funds, and Annuities 

Protect Cost of Funds

Attract More High- Balance Savers

Attract More High- Balance Savers

Rather than simply

removing penalties, allow institutions to incent or disincent withdrawal.

How Flexible Withdrawal Works

Enhanced CD Servicing

Originating Redeemable CDs

Originating Redeemable CDs

Start here. 

Quick View

Originating Redeemable CDs

Originating Redeemable CDs

Originating Redeemable CDs

Often launched after enhanced servicing. 

Banking Deep Dive

FAQ

Originating Redeemable CDs

Durable Differentiation

What about technology, regulation, adoption, etc?

Our Answers

Durable Differentiation

Investment Impact of Early Withdrawal Calculator

Durable Differentiation

Patent protected.

U.S. Patent

Investment Impact of Early Withdrawal Calculator

Investment Impact of Early Withdrawal Calculator

Investment Impact of Early Withdrawal Calculator

Access Here

Access Excel Spreadsheet

Redeemable CD Webinar March 2025

Investment Impact of Early Withdrawal Calculator

Investment Impact of Early Withdrawal Calculator

Access Here

Access the Webinar

AI Analysis of Redeemable CDs

AI Analysis of Redeemable CDs

AI Analysis of Redeemable CDs

Access Here

Access the Conversation

Promotional Materials

AI Analysis of Redeemable CDs

AI Analysis of Redeemable CDs

Access Here

Access the Material

Want to Lower Deposit Costs?

Let us show you a personalized plan.
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